Honest Conversations

Communication is key, and sharing information is as important as listening. I will make sure you know what’s happening with your mortgage as it progresses through the process and will be available to answer your questions. I’ll be with you every step of the way, from application to closing and beyond… and through it all, I promise to always be upfront and honest with you!


Darlene Espinoza

Executive Loan Advisor / Sales Manager

Financing is the largest expense associated with Real Estate Investments..choosing the right mortgage solution is critical. Darlene has the knowledge and expertise regarding the tax and financial planning implications of mortgage and real estate investment strategies. Darlene has been in the finance and lending industry for over 20 years. Her entire focus is building a relationship of trust, providing full transparency in the mortgage process, and being a comprehensive resource to her clients and referral partners. Darlene will listen to the needs of her clients and provide financial solutions that fit within her clients overall financial objectives. Her goal is to help her clients create financial wealth and not just another financial obligation. Darlene is recognized in the Top 1% of Mortgage Originators in the nation. She is passionate about her profession and as a result, nearly 100% of her business is referred by Experienced Realtors, Family Law, Estate Attorneys, Tax Attorneys and past Clients.


Darlene's Right Hand

Gabriela Garcia has been in the mortgage industry since 2015 and is focused on delivering exceptional service to you and your family. Gabriela ensures your loan starts out on the right foot so there is less stress and more transparency. She works hard to keep you informed and up to date as loan moves from processing to close. When she is not in the office, you can find Gabriela lost in a book or enjoying the outdoors with her loved ones.


Darlene's Left Hand

Heysell Flores is dedicated to helping homebuyers realize their dream of homeownership. From initial “contact to contract”, she will answer any questions that you might have about the loan process and cater to your needs with the utmost level of service and care. Heysell will ensure the proper documents are collected from the start, to help your loan move forward through to Processing. You are our top priority at The Darlene Espinoza Group and; she will work behind the scenes to order any inspections, appraisals, and verifications needed to get you a loan approval. She is a Bay Area native and outside the office, she enjoys exploring museums, restaurants and, traveling.

Loan Officer at CrossCountry Mortgage, LLC

Personal NMLS290507    Branch NMLS1754567    Company NMLS3029

Office: 177 Military East Benicia, CA 94510     Phone (510) 816-2904    Email darlene@myccmortgage.com